Bill Morgan Real Estate Academy

Privacy Policy

Protecting your private information is our priority. This Statement of Privacy applies to https://billmorganrealestateacademy.com, and John Proudian d/b/a Bill Morgan Real Estate Academy (hereinafter "BMREA"). It governs data collection and usage. For this Privacy Policy, unless otherwise noted, all references to John Proudian d/b/a Bill Morgan Real Estate Academy include https://billmorganrealestateacademy.com and BMREA.

The BMREA website is a website that provides real estate classes to individuals. By using the BMREA website, you consent to the data practices described in this Statement.

Collection of Your Personal Information

BMREA collects only the minimum of information for purposes of enrollment, payment, and required record-keeping. We may collect personally identifiable information, such as your:

· First and Last Name

· Mailing Address

· Email Address

· Phone Number

· Real estate license number

In compliance with Massachusetts G.L. Chapter 93H and to protect the privacy of your personal information, please DO NOT submit through this website or email any document containing social security number, driver's license number or state-issued I.D. number, bank or other financial account numbers, bank or other financial institution routing number, any credit card or other account number, the name of any minor child, and birth date. If you need to send such information, please contact us to arrange the sending of this information securely.

If you purchase BMREA's products and services, we collect billing and credit card information. A third-party payment processor usually takes payment for services. We direct you to their privacy policy and terms of use. The information collected from the consumer's credit card or debit card and includes the account number, security code, and expiration date appearing on the credit or debit card.

When payment is made in-person with a paper bank check, information appearing on its front face may be retained along with the driver's license number or other supporting identification suitable for securing the transaction.

We do not collect any personal information about you unless you voluntarily provide it to us. When you elect to use certain products or services, you may be required to provide certain personal information necessary for that particular transaction. These may include: (a) registering for an account; (b) entering a sweepstake or contest sponsored by one of our partners or us; (c) signing up for special offers from selected third parties; (d) sending us an email message; (e) submitting your credit card or otter payment information when ordering and purchasing products and services. BMREA will use your information for, but not limited to, communicating with you concerning services and/or products you have requested from us. BMREA also may gather additional personal or non-personal information in the future.

Use of Your Personal Information

BMREA collects and uses your personal information to operate and deliver the services you have requested. BMREA may also use your personally identifiable information to inform you of other products or services available from BMREA and its affiliates.

Sharing Information with Third Parties

BMREA does not sell, rent or lease its customer lists to third parties.

BMREA may share data with trusted partners to help perform statistical analysis, send you email or postal mail, provide customer support, or arrange deliveries. All such third parties are prohibited from using your personal information except to provide these services to BMREA. The providers are required to maintain the confidentiality of your data.

There are circumstances in which BMREA may disclose your personal information without notice. For example, if BMREA is required to do so by law or in the good faith belief that such action is necessary to: (a) conform to the edicts of the law or comply with legal process served on BMREA or the site; (b) protect and defend the rights or property of BMREA; and/or (c) act under exigent circumstances to protect the personal safety of users of BMREA or the public.

Record Keeping

The BMREA maintains and retains records as required by Massachusetts law. It does not solicit confidential information from any person except as it is needed to complete the enrollment or transaction. Such collected information, including your email address, is not shared with a third party unless required by law. We retain any documents for up to 5 years or the minimum required by the law.

Tracking User Behavior

BMREA may keep track of the websites and pages our users visit within BMREA to determine what BMREA services are the most popular. This data is used to deliver customized information and advertising within BMREA to customers whose behavior indicates they are interested in a particular subject area.

Automatically Collected Information

BMREA may automatically collect information about your computer hardware and software. This information can include your I.P. address, browser type, domain names, access times, and referring website addresses. This information is used for the operation of the service, to maintain the quality of the service, and to provide general statistics regarding the use of the BMREA website.

Use of Cookies

The BMREA website may use "cookies" to help you personalize your online experience. A cookie is a text file that is placed on your hard disk by a web page server. Cookies cannot be used to run programs or deliver viruses to your computer. Cookies are uniquely assigned to you and can only be read by a web server in the domain that issued the cookie to you.

One of the primary purposes of cookies is to provide a convenience feature to save you time. The purpose of a cookie is to tell the web server that you have returned to a specific page. Suppose you personalize BMREA pages or register with the BMREA site or services. In that case, a cookie helps BMREA recall your specific information on subsequent visits. This simplifies the process of recording your personal information, such as billing addresses, shipping addresses, and so on. When you return to the same BMREA website, the information you previously provided can be retrieved, so you can easily use the BMREA features you customized.

You can accept or decline cookies. Most web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. If you choose to decline cookies, you may not fully experience the interactive features of the BMREA services or websites you visit.

Links

This website contains links to other sites. BMREA is not responsible for the content or privacy practices of such other sites. We do not guarantee or endorse their content. We encourage our users to be aware when they leave our site and read any other site's privacy statements that collect personally identifiable information.

Right to Deletion

Subject to certain exceptions set out below, on receipt of a verifiable request from you, we will:

· Delete your personal information from our records; and

· Direct any service providers to delete your personal information from their records.

Please note that we may not be able to comply with requests to delete your personal information if it is necessary to:

· Complete the transaction for which the personal information was collected, fulfill the terms of a written warranty or product recall conducted in accordance with federal law, provide a good or service requested by you or reasonably anticipated within the context of our ongoing business relationship with you, or otherwise perform a contract between you and us;

· Detect security incidents, protect against malicious, deceptive, fraudulent, or illegal activity; or prosecute those responsible for that activity;

· Debug to identify and repair bugs that impair existing intended functionality;

· Exercise free speech, ensure the right of another consumer to exercise his or her right of free speech, or exercise another right provided for by law;

· Comply with the California Electronic Communications Privacy Act;

· Engage in public or peer-reviewed scientific, historical, or statistical research in the public interest that adheres to all other applicable ethics and privacy laws, when our deletion of the information is likely to render impossible or seriously impair the achievement of such research, provided we have obtained your informed consent;

· Enable solely internal uses that are reasonably aligned with your expectations based on your relationship with us;

· Comply with an existing legal obligation; or

· Otherwise, use your personal information internally, in a lawful manner that is compatible with the context in which you provided the information.

Children Under Thirteen

BMREA does not knowingly collect personally identifiable information from children under the age of thirteen. You must get your parent or guardian permission to use this site.

Email Communications

From time to time, BMREA may contact you via email to provide announcements, promotional offers, alerts, confirmations, surveys, and/or other general communication. BMREA may receive a notification when you open an email or a link contained within the email.

You may opt-out from receiving marketing or promotional communications via email from BMREA by clicking on the link provided on the email or sending an email to reinstructor@comcast.net.

External Data Storage Sites

We may store your data on servers provided by third-party hosting vendors with whom we have contracted.

Changes to This Statement

BMREA reserves the right to change this Privacy Policy from time to time. We will notify you about significant changes in how we treat personal information by sending a notice to the primary email address specified in your account, placing a prominent notice on our website, and/or updating any privacy information. Your continued use of the website and/or Services available after such modifications will constitute your: (a) acknowledgment of the modified Privacy Policy; and (b) agreement to abide and be bound by that Policy.

Contact Information

BMREA welcomes your questions or comments regarding this Statement of Privacy. If you believe that BMREA has not adhered to this Statement, please contact BMREA at:

Bill Morgan Real Estate Academy

P.O. Box 92, Nahant, MA 01908

Email Address: reinstructor@comcast.net

Telephone number: 781-864-7468

Effective as of May 25, 2021

Bill Morgan Real Estate Academy

Authorized & Approved Real Estate School 1224 Commonwealth of Massachusetts

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